What happens when the $AU goes up or down?

The Australian dollar ($A) is allowed to fluctuate freely according to movement in supply and demand for the currency in the foreign exchange market or ‘forex’ market.

 

The Forex Market

The $A is demanded by buyers of our exports, by foreign investors in Australia and by speculators who may be expecting a rise in the value of the $A.

The forex market is supplied with $A by Australian importers, by Australian investors overseas and by speculators expecting a fall in the value of the $A.

If there is an increase in demand for the $A would result in a rise in its value. This is called an appreciation of the $A and could be caused by an increase in demand for our exports, more foreign investment in Australia or speculators buying $A.

A decrease in demand for the $A would mean it depreciates and could be caused by a reverse of the factors mentioned above.

Importantly, the exchange rate of the $A for another currency will influence the international competitiveness of Australian products.

 

What happens when the $A depreciates?

Let's say, for example, that Aussie Sports Co produces joggers and sells them to the US for $100 a pair. The existing exchange rate is $A1 = $US1.

This means the sale of one pair of joggers would bring revenue of $US100 which the Australian firm would then exchange for $A100.

Two months later the $A depreciates to $A1 = $US0.90.

In this circumstance the Aussie Sports Co will receive $A100 for a pair of joggers that it exports and need only change $0.90. That is a of $90 in the US would convert to $A100 when the $US are exchanged for $A.

US consumers would probably be delighted at the lower price of this Australian product and no doubt many more pairs of joggers would be sold. But US sports companies may be upset by the depreciation of the Australian dollar.

The reason is that there is a benefit here to Australia as our depreciating currency is improving the international competitiveness of our exports and this tends to raise the output and sales revenue of Australian exporting firms.

 

What happens when the $A appreciates?

The opposite movement of the exchange rate is called an appreciation of the $A.

If the exchange rate was now $A1 = $US1.05. This means a pair of joggers would have to sell for $US105 if the exporting firm were to gain its desired revenue of $A100.

If a US sports company wanted to sell its joggers in Australia it would only have to charge $95.24 a pair to return the desired $US100.

(95.24 x 105/100) = $US100

Consequently an appreciating currency tends to reduce export sales and makes imports cheaper. The result is the appreciation of the $A encourages the sales of imported goods in Australia.

You might also like...

How can I use good debt?

What you'll learn:
  • How to use gearing
  • What is negative gearing?
  • Debt buster tips
Written for:Intermediate | Experienced

How to understand bond jargon

What you'll learn:
  • Key terms
  • Principal, maturity and coupons
  • How to calculate yields
Written for:Intermediate | Experienced

How do I buy corporate bonds?

What you'll learn:
  • Primary or secondary market
  • Bonds on a stock exchange
  • What to consider before buying
Written for:Intermediate | Experienced

Any securities or prices used in the examples given are for illustrative purposes only and should not be considered as a recommendation to buy, sell or hold. Past performance is not indicative of future performance. This information is not advice and has been prepared without taking account of the objectives, financial or taxation situation or needs of any particular individual. For this reason, any individual should, before acting on this information, consider the appropriateness of the information, having regards to the individual's objectives, financial or taxation situation and needs, and, if necessary, seek appropriate professional advice. Commonwealth Securities Limited ABN 60 067 254 399 AFSL 238814 (CommSec) is a wholly owned but non-guaranteed subsidiary of Commonwealth Bank of Australia ABN 48 123 123 124 AFSL 234945 and a Participant of the ASX Group and Chi-X Australia. 

 

© Commonwealth Securities Limited ABN 60 067 254 399 AFSL 238814 (CommSec) is a wholly owned but non-guaranteed subsidiary of the Commonwealth Bank of Australia ABN 48 123 123 124 AFSL 234945. CommSec is a Market Participant of ASX Limited and Cboe Australia Pty Limited, a Clearing Participant of ASX Clear Pty Limited and a Settlement Participant of ASX Settlement Pty Limited.

The information on this page has been prepared without taking into account your objectives, financial situation or needs. For this reason, any individual should, before acting on this information, consider the appropriateness of the information, having regards to their objectives, financial situation or needs, and, if necessary, seek appropriate professional advice.

CommSec does not give any representation or warranty as to the accuracy, reliability or completeness of any content on this page, including any third party sourced data, nor does it accept liability for any errors or omissions.

Top