What are some investing misconceptions?

There’s lots of great information available about investing in the share market, but there are also some commonly held misconceptions which may be holding you back - especially if you’re new to trading.

Timing is everything

Have you ever heard the saying that “time in the market is more important than timing the market”? It can be true. While timing is important, you should also remember that it can be very hard to predict the best time to buy shares or to pick the 'bottom of the market’ (the lowest price reached by a share, commodity, index or economic cycle in a given time period). If you do try to wait for a 'correction' (a reverse movement, usually negative, of at least 10% in a share, bond, commodity or index to adjust for an overvaluation), you could miss an opportunity if the market continues to rise.

 

You need a lot of money

This is not always the case. In fact, investing in shares can be a great way to build wealth because you don’t need a lot to get started. With CommSec, you can invest with as little as $500 (for new share holdings) plus brokerage, which starts from just $10.00 per trade1.

 

Share trading is high risk

Not necessarily. While investing does come with an element of risk, you can learn how to manage it by thoroughly researching any investments you make (for example, by looking at a company’s financials. That way, you can make informed investment choices which suit your risk tolerance. Click here for more on the risks of investing in shares.

What you'll learn:

  • Three common misconceptions about share trading
Written for: Beginner

 

"Have you ever heard the saying that “time in the market is more important than timing the market”? It can be true."

 

"Investing in shares can be a great way to build wealth because you don’t need a lot to get started."

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How to use company financials

What you'll learn:
  • Cash flow
  • Book value
  • Debt metrics
Written for:Experienced

What are the risks of investing in shares?

What you'll learn:
  • The risks of investing in shares
  • Key questions to ask yourself
  • How to cope with risk
Written for:Beginner

Any securities or prices used in the examples given are for illustrative purposes only and should not be considered as a recommendation to buy, sell or hold. Past performance is not indicative of future performance. This information is not advice and has been prepared without taking account of the objectives, financial or taxation situation or needs of any particular individual. For this reason, any individual should, before acting on this information, consider the appropriateness of the information, having regards to the individual's objectives, financial or taxation situation and needs, and, if necessary, seek appropriate professional advice. Commonwealth Securities Limited ABN 60 067 254 399 AFSL 238814 (CommSec) is a wholly owned but non-guaranteed subsidiary of Commonwealth Bank of Australia ABN 48 123 123 124 AFSL 234945 and a Participant of the ASX Group and Chi-X Australia.

1. For trades under $1000. To be eligible, you must trade online, be CHESS Participant Sponsored with CommSec and settle your trades through either a Commonwealth Direct Investment Account (CDIA) or a CommSec Margin Loan.

 

© Commonwealth Securities Limited ABN 60 067 254 399 AFSL 238814 (CommSec) is a wholly owned but non-guaranteed subsidiary of the Commonwealth Bank of Australia ABN 48 123 123 124 AFSL 234945. CommSec is a Market Participant of ASX Limited and Cboe Australia Pty Limited, a Clearing Participant of ASX Clear Pty Limited and a Settlement Participant of ASX Settlement Pty Limited.

The information on this page has been prepared without taking into account your objectives, financial situation or needs. For this reason, any individual should, before acting on this information, consider the appropriateness of the information, having regards to their objectives, financial situation or needs, and, if necessary, seek appropriate professional advice.

CommSec does not give any representation or warranty as to the accuracy, reliability or completeness of any content on this page, including any third party sourced data, nor does it accept liability for any errors or omissions.

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