CommSec Portfolio LVR is an enhanced feature of the CommSec Margin Loan which rewards investors who hold diversified portfolios. Portfolio LVR provides higher loan to value ratios (LVRs) on equities on our approved list. As an added bonus, it also provides LVRs on securities which usually have 0% Standard LVR (Bonus Stocks). Portfolio LVR is calculated as follows:

• If the approved equity has a non-zero standard LVR - Portfolio LVR = Standard LVR + 5%
• If the approved equity has a 0% standard LVR - Portfolio LVR = 40%
  

Standard LVR is the LVR applicable to equities where an investor holds 2 to 4 approved securities in their portfolio.

For a list of Approved Securities or to view LVR changes that have taken place since the last Approved Securities list, please click here.

For more information about Portfolio LVRs please click here, or alternatively contact one of our Margin Lending Account Managers on 13 17 09 or +61 2 9115 1402 if calling from overseas, 8am to 6pm (Sydney time), Monday to Friday.

See CommSec Margin Loan Risk Disclosure, Important Information and Disclaimer. Consider the product disclosure statement available from the Commonwealth Bank of Australia, as the product issuer, at commsec.com.au before making any decision about the product and whether it is appropriate for you.