What is Gearing?

Check out this video to find out how Gearing can open up new opportunities to create further wealth.


For more information visit our Margin Lending page here, or contact our Margin Lending desk on 13 17 09 or + 61 2 9115 1402 if calling outside Australia (Monday to Friday, 8am to 6pm, Sydney time).

Please consider this important information when viewing this video. This information is general in nature and does not constitute a recommendation, or endorsement, in regard to any particular product, loan or investments. Please consider the Product Disclosure Statement (PDS), prospectus or Terms and Conditions, and the risks disclosed within, available from the issuer before making any decision about any products, loans or investments mentioned on this website. Only investors who fully understand the risks associated with gearing into investments should apply for a margin loan.

Answers others found helpful

What is the 'What if' calculator?

The 'What if' calculator is a tool exclusively available to CommSec Margin Lending clients to help you assess your risk before investing in the market.

Whether you are just starting up a margin...

Where can I locate Margin Loan forms?

Margin Loan forms can be located on our website by navigating to Support > Forms & Brochures > Margin Loan, or by clicking

Are stocks I hold in my CommSec equities account collateral for my margin loan?

No, shares you hold in your trading account do not function as collateral for your margin loan.

Your margin loan is separate from your other accounts - for stocks to be used as collateral, they...

Can I get a loan advance from my CommSec Margin Loan?

The borrowing power of your margin loan is determined by the amount of collateral lodged. Therefore, the first step to using your loan is to transfer security, usually in the form of existing shares...

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The information on this page has been prepared without taking into account your objectives, financial situation or needs. For this reason, any individual should, before acting on this information, consider the appropriateness of the information, having regards to their objectives, financial situation or needs, and, if necessary, seek appropriate professional advice.

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