Can I use the equity in my home/property to invest through a Margin Loan?

Through a CommSec Margin Loan, you are only able to use approved Managed Funds, Shares and Cash. For more information around approved securities and funds, click here.

To find out more about Margin Lending click here, or alternatively please contact the Margin Lending desk on 13 17 09 or +61 2 9115 1402 if calling outside Australia (Monday to Friday, 8am to 6pm Sydney time).

See CommSec Margin Loan Risk Disclosure, Important Information and Disclaimer. Consider the product disclosure statement available from the Commonwealth Bank of Australia, as the product issuer, at commsec.com.au before making any decision about the product and whether it is appropriate for you.

Answers others found helpful

What is the Portfolio Lending Value?

A security's lending value is calculated by multiplying the lending ratio (LVR) of a security in your portfolio by its market value. The total of all the lending values in your portfolio is the portfolio's...

Can I fix the interest on my margin loan?

Yes, and in some cases fixed interest rates are lower than variable rates providing you with the opportunity to potentially reduce your interest expense*. To find out if fixing your Margin Loan can...

What are the benefits of CommSec Regular Gearing Margin Loan?

  • Start small, think big: $1,000 is all you need to start your Regular Gearing Margin Loan, followed by monthly contributions of whatever amount you choose*
  • Put time on your...

How often is the Approved Security List updated?

We publish a revised Approved Security List at the beginning each month and will update the list intra-month if and when the need arises/changes are made.

To access the list at any time, navigate...

How long does it take to open a Margin Loan?

Upon receiving your Margin Loan application along with all supporting documentation, we will endeavour to open the account within 3-5 business days.

If we need additional details regarding your...

Follow us on:

Download the CommSec App

 

© Commonwealth Securities Limited ABN 60 067 254 399 AFSL 238814 (CommSec) is a wholly owned but non-guaranteed subsidiary of the Commonwealth Bank of Australia ABN 48 123 123 124 AFSL 234945. CommSec is a Market Participant of ASX Limited and Cboe Australia Pty Limited, a Clearing Participant of ASX Clear Pty Limited and a Settlement Participant of ASX Settlement Pty Limited.

The information on this page has been prepared without taking into account your objectives, financial situation or needs. For this reason, any individual should, before acting on this information, consider the appropriateness of the information, having regards to their objectives, financial situation or needs, and, if necessary, seek appropriate professional advice.

CommSec does not give any representation or warranty as to the accuracy, reliability or completeness of any content on this page, including any third party sourced data, nor does it accept liability for any errors or omissions.

Top